Legal

Legal & Privacy Information

Last Updated: January 28, 2026

1. Privacy Policy (PIPEDA Compliant)

fPlan Advisory Inc. ("we", "us", or "our") is committed to protecting the privacy and security of your personal information. This policy outlines our practices in accordance with the Personal Information Protection and Electronic Documents Act (PIPEDA).

Accountability: We are responsible for personal information under our control and have designated a Privacy Officer to oversee compliance.
Information Collection: We collect information voluntarily provided by you (such as name, email, and financial data via contact forms or planning tools) and information collected automatically (such as IP addresses and cookies) to improve your experience.
Purpose of Collection: Personal information is collected solely to provide financial planning services, respond to inquiries, and fulfill our contractual obligations to you.
Consent: By using this website, you consent to the collection and use of your information as described. You may withdraw consent at any time by contacting us, subject to legal or contractual restrictions.
Safeguards: We employ technological and organizational measures, including encryption and secure data storage, to protect your data from unauthorized access or theft.
Openness & Access: You have the right to request access to the personal information we hold about you and to request corrections if it is inaccurate.

2. Terms of Use & Advice-Only Disclaimer

By accessing this website, you agree to the following terms:

For Educational Purposes Only: The content on this website is provided for general informational and educational purposes. It is not intended to provide specific personalized advice, including investment, financial, legal, accounting, or tax advice.
No Securities or Insurance Sales: fPlan Advisory Inc. is an advice-only financial planning firm. We do not sell investment products, securities, or insurance. We are not registered as a securities dealer or insurance agent. No information on this site should be construed as an offer to buy or sell any financial instrument.
No Professional-Client Relationship: Your use of this website does not establish a professional-client relationship. Such a relationship is only formed upon the execution of a formal written engagement agreement.
Limitation of Liability: fPlan Advisory Inc. will not be liable for any damages arising from the use of, or inability to use, this website or the information contained herein.

3. Trademark & Professional Attribution

CFP® Marks: CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with flame design) are certification marks owned by Financial Planning Standards Board Ltd. (FPSB) and used under license by FP Canada™.
Qualified Associate Financial Planner™: QAFP®, Qualified Associate Financial Planner™, and the QAFP logo are trademarks of FP Canada™.
Ownership: All website content, including text, logos, and graphics, is the property of fPlan Advisory Inc. unless otherwise noted and is protected by Canadian copyright laws.

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