About

Julien Bouchy-Picon, CFP^®

Julien is a Certified Financial Planner with 15 years of experience in Canada’s financial industry, most of it spent advising high-net-worth clients at RBC Royal Bank. His work has focused on retirement strategy, tax efficiency, investment structure, and estate planning.

In 2026, Julien founded fPlan Advisory Inc. after early-retiring from RBC at age 38. The decision was deliberate: to step away from product-driven advice and build a planning-first practice centered on clarity, independence, and long-term decision quality. fPlan operates on an advice-only basis, with no asset management, commissions, or embedded conflicts.

Julien has a particular interest in early retirement planning, retirement income design, and evidence-based investing. His philosophy is pragmatic and analytical, with a strong bias toward passive portfolio construction and disciplined financial systems.

Julien is currently completing an MBA in Business Analytics at the Sprott School of Business. Outside of work, he spends his time hiking with his wife and dog, and on track days at Calabogie.